If
you are a first-time buyer, you are looking forward to that time when you are
opening the door of your own home. This will be an exciting time for you as
well as a whole new experience.
Here
are some guidelines to help you get started on achieving your dream of having
a home of your own ...
The first thing you need to do, even before
you start looking for that special home, is to Meet with a Lender and find out
just how much you should pay for your first home according to your personal finances.
Once the lender has pre-approved you for a loan, you will need to get a Pre-Approval
Letter from the lender stating the price you can pay for a home. This letter is
required for making an offer on a home, it tells the seller that you are a pre-qualified
buyer.
Now that you know your price range, you can start making
a Home Shopping List so you will have in mind just what you want in that house
you will be calling "home." You will want to consider such things as: how many
bedrooms and bathrooms, the age of the home, where you want the home located,
as well as many other things you may need to take into consideration regarding
your new home.
When you finish your shopping list you will be
ready to call us and tell us what you are looking for in a home. Then we can search
through the High Desert listings to see what is available for you to see.
When we find some homes that could meet your needs, we will set up appointments
to show you these homes.
Once we have helped you to find the
home that is just right for you, we will write an offer that will be presented
to the seller along with your pre-approval letter. When the seller accepts your
offer, we will take you step-by-step through escrow, the process of completing
everything that is necessary to finalize the buying of your first home.
Repeat Buyer ...
If
you are a Repeat Buyer you already know how great it is to own a home of your
own. But it is also exciting to look forward to a new home that will better
meet your present needs.
Here
are some guidelines to help you in looking for your next home ...
If you presently own a home, your first decision will be whether you need
to sell it to buy another home. We will be happy to come look at your home and
tell you the fair market value of your home in today's market. We can also do
an Estimated Net Sheet for you so you will know the possible net you could receive
from the sale of your house.
With this important information
you are now ready to Meet with a Lender and find out what price range you should
consider when looking for your new home.
You will need a Pre-Approval
Letter from the lender so when you make an offer on your new home it can accompany
the offer and show that you are pre-qualified to buy the home you like.
Now you can start making a Home Shopping List so you will have in mind just
what you would like to look for in your new home.
When you finish
your shopping list you will be ready to call us and tell us what you are looking
for in your new home. Then we can search through the High Desert listings to see
what is available for you to see.
When we find some homes that
could meet your needs, we will set up appointments to show you these homes.
If you are planning to sell your present house, you will need to put it on
the market before you can place an offer on a new home. Sellers want to know that
you are in a position to close escrow as soon as possible. We can help you with
selling your present house as well as buying a new home.
When you find the home that is just right for you we will write an offer and
present it to the seller along with your Pre-Approval Letter. Once the seller
accepts your offer, we will keep in touch with escrow and keep you posted as to
how everything is progressing. We know you will be eager to get into your new
home as soon as possible and we will do all we can to help.
We are here to help you - Give us a call!
Kay Williams & Associates 12053 Mariposa Rd Ste E Hesperia
CA 92345 (760) 244-8840 | (800) 900-4529
